CredaScore
Soft pull only- 3-bureau scores together
- Full reports & realtime alerts
- Simulator & improvement tips
Credit clarity. Identity safety. Smarter borrowing.
One platform, three products — CredaScore, CredaProtect, and CredaCompare.
CredaProtect
$1M insurance- Dark-web & non-credit monitoring
- Fast alerts & one-tap playbooks
- Dedicated recovery specialist
CredaCompare
Free- Pre-qualified offers (soft checks)
- APR • term • fees • total cost
- No platform fees
The Credalytix advantage
Credit clarity, identity safety, and smarter decisions — in one platform.
3-bureau credit clarity
- Experian • Equifax • TransUnion together
- Factors explained & composite trend
- Soft pull only — no score impact
Full reports & alerts
- All tradelines, inquiries & public records
- Realtime credit alerts
- On-demand PDF exports
Dark-web & app monitoring
- 25+ language breach intelligence
- Non-credit application signals
- Look-alike domains & exposure hints
Fast response & recovery
- One-tap lock/freeze playbooks
- Dedicated recovery specialist
- Identity theft insurance up to $1M
Compare loans (free)
- Pre-qualified offers (soft checks)
- APR • term • fees • total cost side-by-side
- No platform fees
Privacy & security by default
- Bank-level encryption
- No resale of personal data
- You control what’s shared
Check your credit. Monitor the dark web. Stay protected.
Connect
Check & Monitor
Stay protected
Connect
Create your account, verify identity, and enable soft checks — no impact to your score.
- Secure signup (bank-level encryption)
- Privacy-first — no resale of personal data
- Optional credit file link for deeper insights
CredaScore
CredaProtect
Check & Monitor
See all three bureaus together and monitor breach activity on the dark web.
- 3-bureau scores & full reports (EX • EQ • TU)
- Realtime credit alerts for inquiries, accounts & utilization
- Dark-web breach intel & non-credit application signals
CredaScore
CredaProtect
Stay protected
Lock things down fast, get a human when needed, and keep your identity safe.
- One-tap lock/freeze guidance & playbooks
- Dedicated recovery specialist
- Identity theft insurance up to $1M (policy terms)
CredaProtect
CredaScore
Optional: when you’re ready, compare loan offers with soft checks (no platform fees).
Simple, competitive pricing
CredaScore is your base plan; add CredaProtect anytime — CredaCompare is included.
Dark-web scans
Real-time alerts
Bank-level encryption
No data resale
Cancel anytime
CredaScore — 1 Bureau
Pick Experian • Equifax • TransUnion
$19.99/mo
Save 20% yearly
Scores & reports
- Score & full report (1 bureau)
- Weekly score refresh (soft pull)
- Tradelines, inquiries & public records
- Negative item summary
- Credit utilization by card
- Monthly PDF export
Alerts & monitoring
- New inquiry alert
- New account/tradeline alert
- Balance & utilization spike alert
- Late/derogatory status change alert
- Address/employer change alert
- Credit limit increase/decrease alert
Insights & tools
- Score factors with impact weighting
- What-if simulator (pay-down/limit-raise)
- Age-of-credit timeline
- Mix-of-credit breakdown
- Hard/soft inquiry organizer
- Monthly improvement tips
CredaCompare (free)
- Side-by-side loan offers
- Pre-qualified rates (soft checks)
- No platform fees
Privacy & support
- Bank-level encryption
- No resale of personal data
- Email/SMS support
Soft pull • No impact to score
CredaScore — All 3 Bureaus
Experian • Equifax • TransUnion
$49.95/mo
Save 20% yearly
Includes
- Everything in 1-Bureau
Scores & reports
- Side-by-side EX • EQ • TU scores
- Tri-bureau full reports
- Daily/weekly score refresh options
- Discrepancy highlights across bureaus
- Adverse item diff viewer
- On-demand PDF exports
- Freeze/lock helper links (each bureau)
Alerts & monitoring
- Multi-bureau cross-check alerts
- Duplicate inquiry detection
- Collections & public record changes
- Balance/utilization changes across bureaus
- Post-dispute recheck reminders
Insights & tools
- Composite trendline + bureau toggles
- Utilization target planner
- Credit-building recommendations
- Pre-qualification checks (soft)
CredaCompare (free)
- Side-by-side loan offers
- Pre-qualified rates (soft checks)
- No platform fees
Privacy & support
- Priority support response
- Bank-level encryption
- No data resale
Soft pull • No impact to score
+ CredaProtect
Identity monitoring & recovery
$69.99/mo
Save 20% yearly
Works with
- Any CredaScore plan (1- or 3-bureau)
- CredaCompare remains included
Monitoring
- Dark-web breach intel (25+ languages)
- Combo list & paste-site sweeps
- Marketplace/forum exposure signals
- Look-alike domain alerts
- Non-credit application network checks
- Social/account takeover hints
- Device change & SIM-swap indicators
Response & recovery
- Dedicated recovery specialist
- Case triage & evidence pack
- Bureau dispute playbooks
- Identity restoration workflow
- Lost-wallet & credential reset guide
- Priority case handling
Insurance & security
- Identity theft insurance up to $1M (policy terms)
- Bank-level encryption
- No resale of personal data
Insurance subject to policy terms
“I finally see all three scores together. Alerts landed in minutes.”
AR
“The simulator showed how paying down one card bumps my score.”
PD
“Reports on demand without the maze. Clean, fast, clear.”
ML
“Best credit app I’ve used. Worth it for the alerts alone.”
JS
Frequently asked questions
What is Credalytix?
Credalytix is a suite of tools for better credit and identity outcomes: CredaScore (3-bureau scores, full reports, alerts), CredaProtect (identity monitoring & recovery), and CredaCompare (free loan comparison with soft checks).
Is CredaCompare free?
Yes. CredaCompare is free to use and we don’t charge platform fees to shop offers.
Will checking offers hurt my credit score?
Browsing offers in CredaCompare uses soft checks and does not impact your score. If you choose an offer and complete a lender application, the lender may run a hard inquiry.
Which bureaus does CredaScore support?
Experian, Equifax, and TransUnion. See all three together, with full reports (plan-dependent) and realtime credit alerts.
Are you a credit repair service or a consumer reporting agency?
No. Credalytix is neither a credit repair organization nor a consumer reporting agency and does not provide legal, tax, or financial advice. Scores and insights are for informational purposes only; lenders may use different models.
How fast can I get funded through CredaCompare?
Timelines vary by lender and verification. Many fund in 24–48 hours after approval.
Which loan types can I compare?
Personal and debt-consolidation are most common. Depending on availability, you may also see auto, refinance, or student options.
What does CredaProtect include?
- Dark-web & non-credit application monitoring
- Fast alerts & one-tap playbooks
- Dedicated recovery specialist
- Identity theft insurance up to $1M (policy terms apply)
Do you resell my data?
No. We don’t resell personal data, and we use bank-level encryption. See our Privacy Policy for details.
Why might my final APR differ from the pre-qualified one?
Pre-qualified rates are based on soft-check data. Final terms depend on full underwriting (income, documentation, credit file at decision time) and may change.
Do I need an account to try it?
You can preview CredaCompare offers with a few basics. To save, track, or proceed with a lender—and to use CredaScore/Protect—you’ll create an account.
How do billing and cancellations work?
Paid plans auto-renew until canceled. You can cancel anytime from your account; cancellation takes effect at the end of the current billing period. Annual/discounted pricing and refunds follow our posted policy; taxes may apply.